My Spouse is Entering a Nursing Home

What should I do with my finances in this time of transition?

This can be a highly emotional time for the spouse as well as the family. We will work to understand the family background and future plans which may include:

• Nursing Home Care - We will assess the level of care that fits your needs.

• Long-Term Care - We will analyze your long-term care options. This may include the analysis of a policy you have in force and federal care options such as Medicare.

• Asset Exclusions - We will do a 5-year look back and help you minimize the assets that go to pay for the nursing home care.

• We will also guide you on how to follow a “take it slow” approach, avoiding high fee options - such as opaque annuity products - until we put a plan together.